💳 Debt Payoff Calculator

Take control of your finances and plan your debt-free journey

Add Credit Card

Card Name

Annual Interest Rate (%)

Current Balance ($)

Minimum Payment (%)

Your Credit Cards

📊 Payoff Results

Total Debt

$0

Total Monthly Payment

$0

Avg. Payoff Time

0 months

Total Interest

$0

🎯 Optimal Debt Payoff Strategy (Debt Avalanche Method)

This strategy minimizes total interest by paying minimums on all cards and applying extra payments to the highest interest rate card first.

Total Monthly Budget for Debt Payments: $

📈 Strategy Comparison